Urgent Care in Panama City, FL

Fast, walk-in urgent care, no insurance needed.

Open Daily 8 AM - 6 PM | Walk-ins Welcome | Avg Wait: 12 Minutes

Helping You Feel Better, Fast

From sore throats and fevers to minor cuts, sprains, and infections, our Panama City urgent care team is here to help you feel better fast. We treat most non-life-threatening illnesses and injuries for children, teens, and adults. Our clinic is equipped to handle a wide range of needs — including lab testing, digital X-rays, flu and COVID testing, and minor procedures — all on-site and under one roof. Whether it’s the weekend or your doctor’s office is closed, you can walk in and get care without the wait or cost of the ER.

Our Urgent Care Services

Everyday Urgent Care

Not every health concern is an emergency, but some things shouldn’t wait several days for an appointment. Everyday urgent care is designed for those in-between moments when you need treatment quickly so you can start feeling better and get back to your routine.

Services include:

  • Minor illnesses and infections
  • Injuries and sprains
  • X-ray services
  • Laceration repair and stitches
  • Sports and school physicals
  • DOT physicals
  • TB testing
  • Vaccinations

Specialty Urgent Services

Some urgent care needs go beyond everyday illnesses and injuries. Our team also provides specialty urgent services for workplace injuries, employer requirements, and situations that need timely evaluation and documentation.
When an injury happens at work, you need care that addresses both the medical side and the next steps that follow. Our team provides prompt treatment, clear documentation, and a convenient place to get evaluated without adding extra stops or delays.

Services include:

  • Treatment for work-related injuries
  • Occupational health services

Affordable Care — With or Without Insurance

At Access Point, we believe in affordable, upfront pricing and no surprise bills. We accept most major insurance plans and also offer self-pay options with clearly listed prices online. That way, you can make informed choices about your care before you even walk in.

  • No insurance required for care
  • Easy, transparent self-pay billing
  • Pay at the time of service
  • Most major insurance plans are accepted

What Our Patients Are Saying

Kind, helpful, professional staff that always successfully attends to my medical needs.  They keep you in the loop, communicate every step and put you at ease with their impeccable bedside manners, attention to detail and working knowledge of the health care system.
I’m always impressed and satisfied with the quality of care and outcome when I chose this clinic.
I recommend them to all of my friends, family and co-workers.

- Heather

My visit was awesome. I went in for a fish hook in my finger and I was in and out in an hour. The staff and doctor were very nice. I know where I am going for future urgent needs. Thank you guys!!

- April

Staff were very pleasant. The doctor was very nice polite explain things she was very pleasant as well.
Love the wait time was very little I was in and out within an hour.
I will definitely be going back if I need to overall experience was very good. I would give him a five star.

- Lora

recently visited this urgent care, and I was thoroughly impressed. The staff were incredibly attentive and made me feel welcome and cared for from the moment I walked in. The physician was exceptional, taking the time to listen attentively and genuinely considering all of my concerns. Overall, this was probably the best urgent care experience I’ve ever had, and I would highly recommend it to anyone in need of prompt and compassionate care.

- Josh

Office was closing at 6pm and I wasn’t able to get there until almost 5:20pm. They were MORE than accommodating! Front office staff were extremely helpful, friendly, caring and courteous. Nurse and nurse practitioner were both extremely friendly. The nurse practitioner listened to my reason for being seen and really seemed to genuinely care about finding the proper diagnosis to treat my symptoms. At no time did I feel rushed – everything was explained to me in great detail and I left feeling confident that their office genuinely cared about my well being. Thank you!

- Michelle

Truly, the best urgent care experience I’ve ever had. Very communicative, got us right in, and really great care once we were seen. I’m not from here, and my daughter got really sick, and they made this the least stressful it could be.

- Kristen

I had a great experience from the time I got there to the time I left the registration man was super duper. And both of the techs where extremely skilled and knew what they were doing.. I definitely appreciated , going to access point health care.. Thank you for job well done.

- Tracy

I’ve been really sick for several days. Finally decided to go in to get some help. Front desk staff were very friendly and made the process easy. Wait time was minimal even though they were very busy. Once inside, all the staff was very friendly and attentive. I felt that they were genuinely interested in helping me feel better.

- Chris

Staff w very helpful as great an doctor did a good job an help me out fast service. Good place to get help, wait time wasn’t long at all

- Ken

Urgent Care or ER? Know Where to Go

Not every medical issue needs an ER visit, and urgent care can often save you time and money. Our Panama City clinic treats the most common, non-life-threatening conditions with little to no wait. But if you’re facing a serious or life-threatening emergency, call 911 or head to the nearest emergency room.

Come to Urgent Care For:

  • Fever, cold, or flu symptoms
  • Coughs, sore throat, or ear pain
  • Cuts that may need stitches
  • Minor burns, bruises, or rashes
  • Sprains, strains, or minor fractures
  • UTIs and other infections
  • Allergic reactions (not severe)
  • Nausea, vomiting, or diarrhea

Go to the ER If You Have:

  • Chest pain or trouble breathing
  • Severe bleeding or major injury
  • Broken bones with visible deformity
  • Sudden numbness, weakness, or confusion
  • Loss of consciousness or seizures
  • Severe allergic reaction (anaphylaxis)
  • High fever in a baby under 3 months
  • Signs of stroke or heart attack

Visit Our Urgent Care Location in Panama City, FL

Our urgent care clinic is located just off Martin Luther King Jr Blvd in Panama City, FL. We’re open 7 days a week and always welcome walk-ins. Free parking available on-site.

Address:
2306 Martin Luther King Jr Blvd
Panama City, FL 32405

Phone:
850-360-1380

Hours:
Open Daily | 8:00am – 6:00pm

Walk-ins Welcome
No appointment needed

Get Care That’s Quick, Compassionate, and Close By

Whether it’s a weekend illness, a minor injury, or just one of those “I can’t wait” days, we’re here to help. Our Panama City urgent care clinic is open every day with short wait times and experienced providers ready to treat you.

Call Now → 850-360-1380

Frequently Asked Questions

How much is urgent care without insurance?

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Access Point offers transparent self-pay pricing for uninsured patients. Costs vary based on your visit, but you’ll always know what to expect before treatment. You can view our pricing online or ask our staff when you arrive.

Does urgent care do X-rays?

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Yes, we offer on-site digital X-rays to quickly diagnose injuries like fractures, sprains, or chest issues. Results are available during your visit, so you can start treatment right away.

Does urgent care do stitches?

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Absolutely. If you have a cut or laceration that might need stitches, we can clean, assess, and close the wound right here in our clinic, no ER trip needed.

Can you go to urgent care without insurance?

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Yes, you can. No insurance is required to be seen at Access Point. We welcome all patients and offer affordable self-pay options at the time of service.

Can urgent care prescribe antibiotics?

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Yes. If you have an infection that requires antibiotics, like a UTI, sinus infection, or strep throat, our providers can prescribe medication and even dispense it on-site in many cases.

Does urgent care bill you later without insurance?

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Not at Access Point. We offer upfront pricing and payment at the time of your visit, so you’re never surprised by a bill in the mail.

Can urgent care test for STDs?

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Yes, we offer discreet STD testing and treatment. Walk in anytime. No appointment or insurance is required.